Add staff
When can the business afford additional employees? What utilisation will the next step need?
Finance Decision System
Think through your next steps financially.
I connect your figures with orders, staffing and payment dates. The result is your own editable financial model: change assumptions, compare options and see what your business can afford.
The introductory call is free and without obligation. No financial documents are needed beforehand.
01
Which options would you like to assess?
Finance orders upfront
How do materials, payroll, deposits and customer payments work together?
Plan ahead
Which costs, investments or financing fit the expected business development?
The model is built around an agreed business question and represents the relevant data and relationships.
02
You receive a system you can keep working with.
An editable foundation
An individual model or file with clearly marked inputs and separate calculations. We agree the format that suits your needs.
Forecast and scenarios
Usually a twelve-month view of profit and cash balances, with realistic, positive and critical scenarios for the agreed decision.
Personal explanation
We discuss the key assumptions, opportunities, warning signs and limits. I show you how to calculate options and interpret the results.
03
From your question to a usable financial model.
Clarify for free
In the introductory call, we discuss your decision, available data and the right assessment.
Agree the foundation
You receive a proposal covering the result, information, timeframe and binding fee. Typical inputs are management accounts, bank balances, unpaid invoices, orders, staffing and costs.
Build and hand over
After engagement and receipt of all agreed data, I build the model. The personal handover usually takes place within five to ten working days.
04
Agreed scope. A clear project fee.
Finance Decision System
Project fee from €4,000 net
For the individual financial model described. Available data, complexity and additional analyses affect the scope. We agree the binding fee and included services before engagement.
Clarify the right scope in a free call →The model complements accounting and tax advice with a view of the future. It does not replace tax, legal, energy or technical advice. Assumptions and results are not a guarantee of actual business performance.
05
Fictional example: hiring two employees.
Entirely invented example
Musterwerk GmbH and all figures are fictional. Two planned hires are calculated for April and July.
April: €53.5k
Lowest projected month-end balance in June. It falls below the €60k reserve defined for this example business.
July: €67.4k
Lowest projected month-end balance in July. The reserve is maintained under the selected assumptions.
The full example page shows the inputs, calculations, scenarios and a sample download. It illustrates how I work.
See the calculations and example file →06
Keep using the model after handover.
You can update the inputs yourself and compare new options. If you would like to review developments together regularly, ongoing finance support is available. A suitable existing model can also provide the foundation.
Responsibilities, frequency and the monthly retainer are agreed individually. Larger new analyses are included only by separate agreement.
Explore the Strategic Finance Partner →07
Common questions about the financial model.
What information is needed and when will the model be ready?
Typically, we need management accounts, bank balances, unpaid invoices, the order book and the main costs. We agree the information needed for your situation in advance. The Finance Decision System is usually delivered within five to ten working days after all agreed data has been received.
Does Deistermind replace my tax or energy adviser?
No. I complement accounting and tax advice with a financial view of the future. For investments, I assess the business economics; technical and energy-related information comes from the relevant specialists.
Can I update the financial model myself later?
Yes. Editable assumptions are clearly marked. During the personal handover, I show you how to use the file, compare options and interpret the results.
Free introductory conversation
Which decision is ahead of you?
The first conversation is free and without obligation. We clarify your objective, available information and the right scope for your situation. You do not need to send confidential financial documents beforehand; we agree a secure exchange afterwards.
Book a free introductory call →Opens external appointment booking with Calendly.info@deistermind.de+49 1575 6648867